Highlight:
Title | Description |
---|---|
Room Rent Limit | Covered |
ICU Daily Rent Limit | Covered |
Pre-Hospitalization Expenses | 30/60 Days |
Post Hospitalization Expenses | 60/90/180 Days |
Minimum Hospitalization Period | 24 Hrs |
Day Care Procedure Coverage | All day care procedures covered |
Automatic Restoration of Sum Insured | Yes |
Pre-Existing Disease / Illness coverage | Eliteafter 24 months, Supreme after 36 months, Classic after 48 Months |
Waiting Period for New Policy | 30 days |
Co-Payment | Risk loading of Max 30% for specific conditions. |
Medical Screening | Required above the age of 18 years |
Free Health Checkup | Once in 2 yrs |
Ambulance Expenses | Upto Rs.3000/5000/10,000 |
Non-Allopathic Treatments | Covered |
New Born Baby Cover | Covered |
Daily Hospitalization Allowance | Rs.1000/2000 per day, max.upto Rs.5000 |
Donor Expenses | Covered upto SI |
No Claim Bonus | Classic – 10% to Supreme & Elite – 20%of SI, max. of 100%. |