Highlight:
Title | Description |
---|---|
Room Rent Limit | Up to Sum Insured |
ICU Daily Rent Limit | Up to Sum Insured |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | 140 day care procedures |
Pre-Existing Disease / Illness coverage | 12 months – PED claim not payable, 13-24 months - 50% of PED claim, 25-36 months - 75% of PED claim, After 36 months - 100% of PED claim |
Waiting Period for New Policy | 12 months – PED claim not payable 13-24 months - 50% of PED claim 25-36 months - 75% of PED claim After 36 months - 100% of PED claim |
Free Health Checkup | Every 2 claim free years, Up to Sum Insured Limit 10 Lakh, INR 5,000 per family, Above Sum Insured Limit 10 Lakh, INR 10,000 per family |
Ambulance Expenses | Actual charges |
Non-Allopathic Treatments | Ayurveda and Homeopathy - up to sum assured |
Daily Hospitalization Allowance | Up to Sum Insured 10 Lakh, INR 1,000 per day for 5 days per individual Above Sum Insured 10 Lakh, INR 2,000 per day for 5 days per individual |
Donor Expenses | Medical expenses, Pre & Post Hospitalisation expenses up to Sum Insured |
Attendant Allowance | Up to Sum Insured Limit 10 Lakh, INR 1,000 per day for 10 days per individual, Above Sum Insured Limit 10 Lakh, INR 2,000 per day for 10 days per individual |
No Claim Bonus | CB at 5% of Sum Insured Limit for each claim free year, In case of claim, CB to be reduced at 5% per year |