my:health Suraksha is a delight for individual & families looking for the right health cover.
| Title |
Description |
| Room Rent Limit |
No Limit. |
| ICU Daily Rent Limit |
No Limit. |
| Pre-Hospitalization Expenses |
60 days prior to hospitalisation. |
| Post Hospitalization Expenses |
180 days after discharge from hospital. |
| Day Care Procedure Coverage |
586 day care procedures. |
| Automatic Restoration of Sum Insured |
Available In the form of rebound. |
| Pre-Existing Disease / Illness coverage |
36 months shall apply for all Pre-existing Conditions. |
| Waiting Period for New Policy |
First 30 Days from Policy Inception. |
| Free Health Checkup |
Every year, at our Network Service Provider irrespective of Claims made under the Policy. |
| Ambulance Expenses |
SI 3L to 5 L - Rs. 2000, SI 7.5 Lto 15 L - 3500, SI 20 L to 50 L - 3,500 Above 50 L - 15,000. |
| Non-Allopathic Treatments |
Covered. |
| New Born Baby Cover |
Optional: Upto Parent Care Sum Insured. |
| Donor Expenses |
The organ harvesting expenses incurred to the donor in case the insured has to undergo organ transplant are covered. |
| No Claim Bonus |
For Silver Smart and Gold Smart 10% at each claim free yr, max 100% and for Platinum Smart25% at each claim |
