Highlight:
Title | Description |
---|---|
Room Rent Limit | No Capping |
ICU Daily Rent Limit | No Capping |
Pre-Hospitalization Expenses | 30 days |
Post Hospitalization Expenses | 60 days |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | Covered |
Additional Cover for Critical Illness | The customer can opt for Critical Illness Cover covering specified Critical |
Automatic Restoration of Sum Insured | up to 100% of the base Sum Insured unlimited times in |
Pre-Existing Disease / Illness coverage | Covered after 2 years |
Waiting Period for New Policy | 30 days |
Co-Payment | Only Hospitalization expenses incurred |
Medical Screening | No medical tests will be required for insurance cover below the age of 46 |
Free Health Checkup | The coupons would be provided to each Insured for every policy year, subject to a maximum of 2 coupons per year for floater policies. |
Ambulance Expenses | Coverage limit under this shall be 1% of the SI up to a maximum of `10,000 |
Non-Allopathic Treatments | Covered |
New Born Baby Cover | Covered, maximum period up to 91 days from the date of birth of the child |
Daily Hospitalization Allowance | If hospitalisation is atleast for a minimum |
Donor Expenses | Covered |
No Claim Bonus | 10% of annual sum insured for each completed claim free year subject to a maximum of 50% |