Highlight:
Title | Description |
---|---|
Room Rent Limit | Single Private A.C Room (upto Deluxe Room) |
ICU Daily Rent Limit | Covered |
Pre-Hospitalization Expenses | Up to Sum Insured, limited to the selected combination of Annual Aggregate Deductible |
Post Hospitalization Expenses | Up to Sum Insured, limited to the selected combination of Annual Aggregate Deductible |
Minimum Hospitalization Period | 24 hours |
Day Care Procedure Coverage | Up to Sum Insured, limited to the selected combination of Annual Aggregate Deductible |
Pre-Existing Disease / Illness coverage | 3 Years Standard Waiting Period for Pre-Existing Diseases (Option to reduce to 2 years) |
Waiting Period for New Policy | First 30 Days |
Medical Screening | For insured of 55 years & above and/or proposals with Deductible + Sum Insured amount >= 25 lakhs |
Free Health Checkup | After every 3 consecutive and continuous Policy Years. Rs 3000 for policies with deductible less than Rs 10 lakhs, and up to Rs 5000 for policies with Deductible greater than and equal to Rs 10 lakhs |
Ambulance Expenses | Rs 3500 per hospitalization. Subject to Claim under Inpatient Hospitalization is accepted. |
Non-Allopathic Treatments | Up to Sum Insured subject to Annual Aggregate Deductible |
Donor Expenses | Up to Sum Insured subject to Annual Aggregate Deductible |
No Claim Bonus | 10% of expiring Policy Year Base Sum Insured as Cumulative Bonus at the end of a claim-free Policy Year, subject to a maximum of 50% of Base Sum Insured |