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Shri Rajesh Dhume (B.Com., F.C.A.), Partner - S.R. Batliboi & Co. (Estd. 1914), Director - Ernst & Young Pvt. Ltd.

Unfortunately, in our country, Life insurance is linked with Sec.88 of the Income Tax Act. It has created a mental block for premium of Rs.60,000/-p.a. in the minds of tax-payers. Life Insurance should be essentially bought on the basis of need for risk cover. Tax benefits, if any, should be regarded as an incidental discount. Arvind Hirlekar is pro-active in providing need based counselling and I am extremely satisfied with the quality service provided by him.

Shri Rajesh Dhume